Group risk benefits

Group risk arrangements help to protect your business and your employees by providing financial benefits in the event of death, illness or injury.

Orb can help you:

  • ensure your group risk benefits are properly structured to meet your needs
  • minimise cost whilst securing the most appropriate policy
  • get employees back to work as quickly as possible
  • manage claims efficiently and effectively
  • avoid the nasty surprise of an uninsured liability

Meeting the salary, benefit and additional costs associated with employees who are unable to work can put a strain on any business. Group risk insurance can protect employers against such large or ongoing calls on their finances.

Our group risk benefit services provide all the assistance you need, from implementation and communication to ongoing scheme management:

Protection benefit design - our experienced consultants ensure your scheme is effective by considering scheme and benefit structure, eligibility and entry criteria. We maximise free cover limits to minimise medical underwriting and consider the need for special cover, such as where you have individuals based overseas.

Group risk policy broking - we apply our thorough, ‘whole of market’ approach to both periodic rate reviews and broking a new scheme. This enables us to secure the most appropriate and cost effective policies and maximise the benefits you receive - the policies we recommend often include extras such as EAPs and rehabilitation services.

Ongoing support - we manage all day-to-day administration for you and our specialist team provides a complete claims handling service for all your group risk benefits. We deal with membership queries, manage the medical underwriting process, provide technical support and ensure your benefit structure and policies remain up-to-date.

We help with a range of risk benefits including:

income protection - critical illness cover - life assurance - spouse’s and dependants’ benefits - employee assistance programmes (EAP)

Group risk and other insured employee benefits

Group risk services

Find out how Orb help you find the right group risk benefits for your employees, objectives and budget.

Download service summary

Workplace pension schemes

Orb brochure

Download a copy of the Orb Employee Benefits brochure to find out how we can help you.

Download brochure

Speak to us

Orb Employee Benefits

If you'd like to find out how we can help you with your group risk benefits, please contact us on the phone number or via the link below.

01932 441 000
Email us